If your vehicle is insured for third-party liability through us, the third-party liability insurer will cover any damage caused to third parties. However, third-party liability insurance has a EUR 150 franchise sum if you are under 23.
The damage to our vehicle will be handled through our Perfecta service. This service assumes responsibility for damage to our vehicle in the event of fire, theft, glass breakage, damage caused by natural elements and collision with animals.
If the damage to our vehicle cannot be recovered from a known third party, this service will also provide cover, but a lump sum (own risk) will be charged. You can find this amount on your quotation.
